Accept payments with ease, sell and grow your business

Accept seamless payments for your customers and grow your revenue. Payme, Click, Plum, UzQR, Paynet and bank cards — on one platform, ready in just 5 minutes !

Customer
Pays
PaymeClickVisa
Encrypted
inPAY
inPAY
Accept + verify
Instant
Your balance
Settled
+2 450 000so'm
For business
01

Accept payments in minutes

Ready checkout, link or QR — no complex setup.

02

All income in one account

Payme, Click, PLUM and cards into one balance.

03

Withdraw anytime

Fast, transparent payouts to card or account.

For developers
01

Clean REST API & webhooks

Create a payment and get status in real time.

02

Two webhook flows

Signed JSON and form callback — both documented.

03

Sandbox & logs

Every transaction source and IP is logged for audit.

Business Solutions

Cashier solutions for any business

Online cash register, payment terminals, virtual checkout and QR: accept payments and manage sales effortlessly.

Checkout & POS

Cashier solutions for business

Online checkout, virtual POS and terminal: accept payments, fiscalization and inventory management

Virtual POS terminal
inPAY QR stendi
Offline Stand

Offline Acquiring

Single QR-code for accepting payments. 5+ payment methods via cards and bank apps.

Telegram Bot Mockup
E-Commerce & Bots

Online acquiring

Accept payments online via websites, mobile apps, Telegram bots and channels

Small Business

For Self-Employed and Sole Traders

Business registration and management app

Retail POS

Offline acquiring

Single QR-code for accepting payments. 5+ payment methods via cards and bank apps.

Unified integration

Multi-system one solution

inPAY ensures compatibility with all local payment systems and connects your business to them through a single API.

Fast setup
Integrate in 5 minutes
Reliable & secure
PCI DSS compliant
Single API
One API for all payments
High conversion
Boost payment success
Apply now
inPAY
Uzcard
Click
Payme
Humo
Visa
Mastercard
Paynet
Alif
PLUM
UzQR
Why inPAY?

Comparison with standard approaches

Why connecting through inPAY is 10x faster and more cost-effective than integrating each provider separately?

Feature
inPAY Recommended
Separate integrations
Setup time Contract & launch
5 minutes Instant launch with a single, simplified contract
2–4 weeks Separate paperwork and lengthy review for each bank
Payment methods Number of providers
10+ payment methods Uzcard, Humo, Click, Payme, UzQR, Plum, Paynet, Visa, Mastercard
Only 1–2 systems Other customers cannot pay and drop off
Developer costs Technical integration
0 UZS cost Ready-made Telegram bot, Market & 1-line widget
High expenses Hiring developers and paying integration fees for each
Unified balance & reports Accounting & analytics
All in one dashboard All transactions, withdrawals and fiscal receipts combined
Fragmented 5 separate admin panels and confusing reconciliation
Setup time Contract & launch
inPAY
5 minutes Instant launch with a single contract
Separately
2–4 weeks Separate paperwork for each bank
Payment methods Number of providers
inPAY
10+ payment methods Uzcard, Humo, Click, Payme, UzQR, Plum, Visa...
Separately
Only 1–2 systems Customers drop off
Developer costs Technical integration
inPAY
0 UZS cost Ready bot, Market & widget
Separately
High costs Hiring dev for each integration
Unified balance & reports Accounting & analytics
inPAY
All in one dashboard All transactions together
Separately
Fragmented 5 separate panels
One platform

All payment tools in one place

From acceptance to reporting — inPAY runs your entire payment flow.

Trust
299+
businesses already on inPAY
ArticraftCanvoraGOXOST.NETNerezy+295
growing
Link & QR

Pay in one click

Create a link or QR and send it to the customer.

Penny
Penny.uz

Pay with a saved card

A customer saves a card to their Penny account once and pays next time without re-entering the number.

About Penny
CRM

Customers & orders —
in one dashboard

Every payer, order and income is logged automatically. Customer base, order status and real-time reports — all in your dashboard.

  • Customer base & payment history
  • Order status & SMS notifications
  • Daily/monthly reports & charts
Open dashboard
Dashboard● Live
12.4 mlnTurnover
348Orders
+18%Growth
AK
A. Karimov
+998 90 *** ** 12
+450 000
MR
M. Rahimova
+998 93 *** ** 84
+1 200 000
JT
J. To'rayev
+998 97 *** ** 05
+89 000

Bank cards

Accept payments from HUMO and UZCARD cards

UZCARD, HUMO, Mastercard, VISA

Messengers

Accept payments directly through Telegram bots

Telegram Bot To'lov
Market

Online store —
no code, in 10 min

Add products, set delivery zones and accept payments directly. No separate website or developer needed.

  • Add products with photos, moderation
  • Delivery zones & cart
  • Order flow + SMS + payments
Create store
My store 24 items
Earbuds
Earbuds
349 000
Smart watch
Smart watch
899 000
Sneakers
Sneakers
520 000
Bag
Bag
240 000
Exclusive · only at inPAY

Auto-payment —
subscriptions charge themselves

The customer links a card once — further charges run automatically, with no SMS code. For subscriptions, installments, recurring services and auto top-ups. Enabled per cashbox by a separate application.

  • Card number stays hidden — only card_id
  • A mandate code per card — proof in disputes
  • An SMS goes to the customer after every charge
  • The customer can unlink any time at inpay.uz/kartam
  • Per-tx, daily and monthly limits + hash-chained audit log
API docs
Subscription charge automatic
•••• 0777
Mandate: M-260728-BF1B14
49 000
UZS
SMS · 4546
inPAY charged 49 000 UZS from your card *0777 for «Kinoteatr». Reason: August subscription. Cancel: inpay.uz/kartam
card_id + signed request POST /api/v1/cards/charge
BYOK · Your own key

With your own payment key direct

Connect your Payme or Click cabinet key — payments land directly in your account. inPAY only orchestrates the flow.

  • Your keyPayme cashbox / Click key
  • Direct settlementMoney settles straight to you
  • Full controlTransactions in your own cashbox
  • Set up onceinPAY automates the rest
Customer
Pays
inPAY cashbox
Reports + control
Your account
Settled

Standard mode: payments via inPAY cashbox, reports and control in the inPAY panel.

Payme cashbox ••••  8f2c
Click service ••••  a91b
How it works

Steps to get connected

  1. Your application

    Fill in the application on our website.

  2. Access your dashboard

    Get instant access to a full dashboard with configurable analytics.

  3. Technical integration

    Get guidance on integrating payments into your website.

  4. Sign the offer

    Sign the offer agreement with us.

  5. Grow your sales

    Enjoy growing sales and a growing business.

700+
Users
299+
Businesses
32 338+
Transactions
Security

Your money and customers protected

From accepting a payment to signing in — each step has its own layer of protection.

Anti-fraud engine

Every payment is scored against risk rules; suspicious ones are blocked or sent for extra review.

Blacklists

Phones, cards, IP addresses and devices caught in fraud are blocked.

API protection

IP allowlist, expiring access tokens and rate limits, so only your own server can use your key.

Account protection

Passkeys and two-factor sign-in, plus a list of active sessions you can end in one click.

Phishing protection

Fake copies of inPAY pages are detected and the visitor is warned.

Attack protection

Password guessing and request floods are detected automatically and the source is blocked.

Pricing

Fits your business plan

Registration is free. Pay only for what you use.

Withdrawal fee — 6%
Standart
Free
For starters and small projects.
  • Asosiy funksiya
  • Oylik 500 tranzaksiya
  • Standart komissiya
  • API kengaytmalari
  • Email yordam
  • Withdrawal fee 6%
Apply now
Popular
Premium
75 990 so'm/oy
More power for growing business.
  • 5x Tezroq jarayon
  • Oshirilgan 20,000 Tranzaksiya
  • 10 tagacha Kassa
  • AI tahlil
  • CARDSYSTEM
  • Kiosk komissiya 0%
  • Telegram yordam
  • Withdrawal fee 6%
Apply now
Business
129 990 so'm/oy
For enterprise and integrations.
  • 10x Tezroq jarayon
  • Kabinet premium dizayn
  • Cheksiz tranzaksiya
  • Shaxsiy menejer
  • Cheksiz kassalar
  • Haftalik oshirilgan yechish limiti
  • Pul yechish - 24/48 soat
  • CARDSYSTEM
  • Kiosk komissiya 0%
  • API kengaytmalar
  • API v2 support
  • 24/7 yordam
  • Support TG Group
  • Bepul Tasdiqlangan belgisi
  • Withdrawal fee 6%
Apply now
All plans & details
Reviews

Customer feedback

Real feedback from businesses accepting payments with inPAY.

4.9 31 ratings

Juda zo'r to'lov tizimi bu to'lov tizimidan foydalanfanimga ancha vaqt bo'layapti hech qanday muammolar kuzatganim yo'q katta rahmat inpay.uz jamoasiga

Iskandarov Sarvar Samandarovich NeoTerra 24.10.2026

Menga yoqdi, yaxshi service

HOMIDOV DIYORBEK BAHTIYOR O'G'LI Prava 365 24.10.2026

Generals mobile online loyiha ijtimoiy tarmoqlarda va serverlarda

Muhiddin Azizqulov Shavkat oʻgʻli Generals mobile online1 23.10.2026

hammasi zo'r.loyihani endi ishga tushiraman

Rustam Anvarovich Erkinov online 21.10.2026

Inpay menga yoqdi qulay to'lov qulay api xammasi zo'r

Shohrux EliteHost World Wide Hosting 20.10.2026

Juda yaxshi, supportlari ham juda tez muammolarni hal etishadi.

ABDUQODIROV DILMUHAMMAD SODIRJON O'G'LI 20.10.2026

gog god god giod fiœkkn

ismoilov Abdurahim manyaktv 19.10.2026

Hujjat ai uchun to’lov turi metal do savanna Susan ko’rmoqchiman

Mavlonov Mehroj Jaxongir ug'li Hujjat Ai 18.10.2026

Komissiyani biroz kamaytirish kerak.

Ilyos Khudayberganov Educontest 11.10.2026

Trusted by businesses

ArticraftArticraft
CanvoraCanvora
GOXOST.NETGOXOST.NET
NerezyNerezy
KonstruktorbotKonstruktorbot
IntizomIntizom
avtopay.uzavtopay.uz
Tezkor YetkazTezkor Yetkaz
TezpaycomTezpaycom

inPAY — payment infrastructure for Uzbek business

We make online payments simple, fast and secure for any business — from a small shop to a large platform.

Payme, Click, PLUM and Paynet integrations, an online store, reports and bank-grade security — all in one place.

Fast setupAccept in 5 minutes
SecurityEncryption, signatures, protection
SupportAlways with you
3 languagesUzbek, Russian, English
FAQ

Frequently asked questions

What is inPAY?

inPAY is a unified payment platform for businesses in Uzbekistan: Payme, Click, Plum and Paynet in one account, with payment links, an online store and reporting.

Is registration paid?

No. Registration is free. You only pay for your chosen plan and transactions.

When can I withdraw?

You can withdraw funds to a card or bank account at any time. The withdrawal fee is 6%.

Is it secure?

Yes. All payments are encrypted, provider signatures are verified, and an attack-detection and blocking system is active.

How long does checkout approval take?

Website and Telegram checkouts are usually reviewed and approved within 3–5 business days. A donation checkout needs no review — it is active as soon as you create it. You can see the status under “Checkouts”.

Can I open several checkouts?

Yes. You can open a separate checkout for each project; how many depends on your plan. If you have both a website and a Telegram bot, create one for each.

Why is identification required?

Identification confirms who you are with an ID document. It protects your account and prevents fraud. You cannot withdraw money without it.

What is the minimum withdrawal and when does the money arrive?

The minimum withdrawal is 100 000 UZS. Withdrawals are not automatic: you submit a request, it is reviewed, and the money is usually transferred within 48 hours.

What is a donation checkout?

A donation checkout is meant for accepting donations and support payments. It starts working immediately, with no review. To sell goods or services, use a website or Telegram checkout.

Can I use my own Click or Payme keys?

Yes, this is BYOK mode. Money goes straight to your own Click/Payme account and no transaction fee is charged — you pay a monthly subscription instead. The mode is enabled after an administrator approves it.

Can I accept payments through a Telegram bot?

Yes. Open a Telegram checkout and create a payment link through the API — the customer pays by the link and the result is sent to your bot by webhook. Ready-made code samples are in the API docs.

My API request is rejected with “IP not allowed”. What should I do?

In the checkout settings, add your server’s IP address to the allowlist or switch the IP mode to “optional”. In “strict” mode with an empty list, every request is rejected.

Security

In case of fraud submit a report

If you were deceived or faced fraud — fill in the form. inPAY acts only as an intermediary and cooperates with law enforcement.

  1. 1
    Fill in the formGive your phone number and describe what happened — the more detail, the better.
  2. 2
    The report goes to the security teamEvery report is reviewed.
  3. 3
    We contact you if neededIf more details are needed, we reach you at the number you gave.
Never share an SMS code, card password or CVV with anyone — even someone claiming to be from inPAY.

Your data is kept confidential and used only for verification.

Digitize your business today

Sign up and start accepting payments in minutes.