Juda zo'r to'lov tizimi bu to'lov tizimidan foydalanfanimga ancha vaqt bo'layapti hech qanday muammolar kuzatganim yo'q katta rahmat inpay.uz jamoasiga
Accept seamless payments for your customers and grow your revenue. Payme, Click, Plum, UzQR, Paynet and bank cards — on one platform, ready in just 5 minutes !











Ready checkout, link or QR — no complex setup.
Payme, Click, PLUM and cards into one balance.
Fast, transparent payouts to card or account.
Create a payment and get status in real time.
Signed JSON and form callback — both documented.
Every transaction source and IP is logged for audit.
Online cash register, payment terminals, virtual checkout and QR: accept payments and manage sales effortlessly.
Online checkout, virtual POS and terminal: accept payments, fiscalization and inventory management
Single QR-code for accepting payments. 5+ payment methods via cards and bank apps.
Accept payments online via websites, mobile apps, Telegram bots and channels
Business registration and management app
Single QR-code for accepting payments. 5+ payment methods via cards and bank apps.
inPAY ensures compatibility with all local payment systems and connects your business to them through a single API.






Why connecting through inPAY is 10x faster and more cost-effective than integrating each provider separately?
| Feature |
inPAY
Recommended
|
Separate integrations |
|---|---|---|
| Setup time Contract & launch |
5 minutes
Instant launch with a single, simplified contract
|
2–4 weeks
Separate paperwork and lengthy review for each bank
|
| Payment methods Number of providers |
10+ payment methods
Uzcard, Humo, Click, Payme, UzQR, Plum, Paynet, Visa, Mastercard
|
Only 1–2 systems
Other customers cannot pay and drop off
|
| Developer costs Technical integration |
0 UZS cost
Ready-made Telegram bot, Market & 1-line widget
|
High expenses
Hiring developers and paying integration fees for each
|
| Unified balance & reports Accounting & analytics |
All in one dashboard
All transactions, withdrawals and fiscal receipts combined
|
Fragmented
5 separate admin panels and confusing reconciliation
|
From acceptance to reporting — inPAY runs your entire payment flow.
Create a link or QR and send it to the customer.
A customer saves a card to their Penny account once and pays next time without re-entering the number.
About PennyEvery payer, order and income is logged automatically. Customer base, order status and real-time reports — all in your dashboard.
Accept payments from HUMO and UZCARD cards
Accept payments directly through Telegram bots
Add products, set delivery zones and accept payments directly. No separate website or developer needed.




The customer links a card once — further charges run automatically, with no SMS code. For subscriptions, installments, recurring services and auto top-ups. Enabled per cashbox by a separate application.
POST /api/v1/cards/charge
Connect your Payme or Click cabinet key — payments land directly in your account. inPAY only orchestrates the flow.
Standard mode: payments via inPAY cashbox, reports and control in the inPAY panel.
Fill in the application on our website.
Get instant access to a full dashboard with configurable analytics.
Get guidance on integrating payments into your website.
Sign the offer agreement with us.
Enjoy growing sales and a growing business.
From accepting a payment to signing in — each step has its own layer of protection.
Every payment is scored against risk rules; suspicious ones are blocked or sent for extra review.
Phones, cards, IP addresses and devices caught in fraud are blocked.
IP allowlist, expiring access tokens and rate limits, so only your own server can use your key.
Passkeys and two-factor sign-in, plus a list of active sessions you can end in one click.
Fake copies of inPAY pages are detected and the visitor is warned.
Password guessing and request floods are detected automatically and the source is blocked.
Registration is free. Pay only for what you use.
Real feedback from businesses accepting payments with inPAY.
Trusted by businesses
We make online payments simple, fast and secure for any business — from a small shop to a large platform.
Payme, Click, PLUM and Paynet integrations, an online store, reports and bank-grade security — all in one place.
inPAY is a unified payment platform for businesses in Uzbekistan: Payme, Click, Plum and Paynet in one account, with payment links, an online store and reporting.
No. Registration is free. You only pay for your chosen plan and transactions.
You can withdraw funds to a card or bank account at any time. The withdrawal fee is 6%.
Yes. All payments are encrypted, provider signatures are verified, and an attack-detection and blocking system is active.
Website and Telegram checkouts are usually reviewed and approved within 3–5 business days. A donation checkout needs no review — it is active as soon as you create it. You can see the status under “Checkouts”.
Yes. You can open a separate checkout for each project; how many depends on your plan. If you have both a website and a Telegram bot, create one for each.
Identification confirms who you are with an ID document. It protects your account and prevents fraud. You cannot withdraw money without it.
The minimum withdrawal is 100 000 UZS. Withdrawals are not automatic: you submit a request, it is reviewed, and the money is usually transferred within 48 hours.
A donation checkout is meant for accepting donations and support payments. It starts working immediately, with no review. To sell goods or services, use a website or Telegram checkout.
Yes, this is BYOK mode. Money goes straight to your own Click/Payme account and no transaction fee is charged — you pay a monthly subscription instead. The mode is enabled after an administrator approves it.
Yes. Open a Telegram checkout and create a payment link through the API — the customer pays by the link and the result is sent to your bot by webhook. Ready-made code samples are in the API docs.
In the checkout settings, add your server’s IP address to the allowlist or switch the IP mode to “optional”. In “strict” mode with an empty list, every request is rejected.
If you were deceived or faced fraud — fill in the form. inPAY acts only as an intermediary and cooperates with law enforcement.